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Finance Vendor Details

Foundation Finance Standard Unsecured Loan
Lender: Foundation Finance Company
Contact Information
Property Types
Program Description
Foundation Finance offers financing for homeowners with prime, near-prime and subprime credit. Financing is offered through contractors who are approved Foundation Finance contractor dealers. Special loan offerings such as same-as-cash, installment loans, reduced interest rates, and deferred payment may be available to homeowners through some contractor dealers. There are no restrictions on which home improvement products may be financed. Renovations and other non-energy home improvements may be financed.
Verified by Lender on: 9/20/2016
The data provided is for informational purposes only. For actual loan terms specific to borrowers, contact the lender directly.
Types of Financing
Financing & Payment Information
Term (years):
Minimum Amount:
Maximum Amount:
Money Down Required:
Repayment Method:
Off-bill loan (Direct to Lender)
Payment Frequency:
Pre-Payment Penalty:
Allowable Projects
Funds Energy Efficiency projects
Funds Water Efficiency projects
Funds Renewable Energy projects
Funds Demand Response projects
Funds other energy projects
Funds other energy-related projects
Funds other non-energy projects
Other Program Requirements
Must be program-approved
Financing Approval Time
Equity in Property Needed

Financial Products

Lien type Unsecured loan
Re-Payment Method Off-bill loan (Direct to Lender)
Property Types
Automatic payment option available Yes
Requires utility incentive program participation No
Must use Program's pre-approved contractors Yes
One-time fees (% of total financing)
One-time fees (fixed)
Ongoing fees
Financing Amount $1,000 - $35,000
Financing Term (yrs.) 10 year(s)
Rate 17.99 - 17.99%
Money Down Required? No
Credit Enhancement Available Yes - Other
Transferrable No
Prepayment Penalty or Fee No
Tax Deductibility No
Minimum Credit Score Required
Equity in Property Required No
Debt to Income Ratio Required Yes
Involuntary Property Liens Allowed Yes
Foreclosures Allowed
Bankruptcies Allowed
Mortgage Lender Consent/ Acknowledgement No
Must be current on property taxes No
Must be current on mortgage Yes
Loan to value
Debt Service Coverage Ratio No
Financing Approval Time Immediate
Projected Energy Savings/Cash Flow is considered No
Must be current on utility bill No

Upgrades Covered

No Results


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