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Finance Vendor Details

Greenstreet Lending Personal Loan
Lender: Umpqua Bank
Contact Information
Website: https://www.umpquabank.com/GreenStreet/
Phone: (866) - 4UMPQUA
Property Types
Program Description
Umpqua Bank offers the GreenStreet Lending Personal Loan that helps homeowners finance energy efficiency projects and renewable energy systems in their home. The GreenStreet Personal Loan differs from Umpqua Bank's standard consumer loan because there are no loan fees and the rates are lower.
Umpqua Bank offers the GreenStreet Lending Personal Loan that helps homeowners finance energy efficiency projects and renewable energy systems in their home. The GreenStreet Personal Loan differs from Umpqua Bank's standard consumer loan because there are no loan fees and the rates are lower.
Verified by Lender on: 8/24/2015
The data provided is for informational purposes only. For actual loan terms specific to borrowers, contact the lender directly.
Types of Financing
Unsecured
Financing & Payment Information
Term (years):
5
Minimum Amount:
$1,000
Maximum Amount:
$25,000
Fees:
None
Money Down Required:
No
Repayment Method:
Off-bill loan (Direct to Lender)
Payment Frequency:
Monthly
Pre-Payment Penalty:
No
Allowable Projects
Funds Energy Efficiency projects
Funds Renewable Energy projects
Funds other energy projects
Funds other energy-related projects
Funds other non-energy projects
Other Program Requirements
Financing Approval Time
24-48 hours
Equity in Property Needed
No

Financial Products

Lien type Unsecured loanUnsecured loan
Re-Payment Method Off-bill loan (Direct to Lender)Off-bill loan (Direct to Lender)
Property Types
Automatic payment option available YesYes
Requires utility incentive program participation NoNo
Must use Program's pre-approved contractors NoNo
One-time fees (% of total financing)
One-time fees (fixed)
Ongoing fees
Financing Amount $25,001 - $50,000$1,000 - $25,000
Financing Term (yrs.) 5 year(s)5 year(s)
Rate 8.2 - 10.2%8.2 - 10.2%
Money Down Required? NoNo
Credit Enhancement Available NoNo
Transferrable NoNo
Prepayment Penalty or Fee NoNo
Tax Deductibility NoNo
Minimum Credit Score Required
Equity in Property Required NoNo
Debt to Income Ratio Required YesYes
Involuntary Property Liens Allowed NoNo
Foreclosures Allowed
Bankruptcies Allowed
Mortgage Lender Consent/ Acknowledgement NoNo
Must be current on property taxes NoNo
Must be current on mortgage YesYes
Loan to value
Debt Service Coverage Ratio Yes: 0Yes: 0
Financing Approval Time 24-48 hours24-48 hours
Projected Energy Savings/Cash Flow is considered NoNo
Must be current on utility bill NoNo

Upgrades Covered

No Results

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