Back to Find Financing Print Preview >

Finance Product Details

emPower Central Coast
Lender: emPower Central Coast
Website: www.empowersbc.org
Email: emPowerSBC@co.santa-barbara.ca.us
Phone: (805) 568-3566
Product Description
The EmPower Home Upgrade Loan was created in partnership with Ventura County Credit Union to offer qualifying Ventura County and Santa Barbara County homeowners access to loans to finance energy efficiency and solar projects with low interest rates and no closing costs or fees.
Miscellaneous Information
To access a list of EmPower participating contractors, visit https://www.empowersbc.org/its-easy-get-started/find-contractor
Verified by Lender on: 8/25/2016
The data provided is for informational purposes only. For actual loan terms specific to borrowers, contact the lender directly.
Property Types
Sponsor:
Santa Barbara County
Financing Type
Unsecured
Financing & Payment Information
Rate (APR):
8.49% - 15.99%
Term (years):
5 years
Minimum Amount:
$1,000
Maximum Amount:
$5,000
Fees:
None
Down Pmt. Required:
No
Re-pmt. Method:
Off-bill loan (Direct to Lender)
Pmt Frequency:
Monthly
Pre-pmt Penalty:
No
Allowable Projects
Funds Energy Efficiency projects
Funds other energy projects
Funds solar thermal and solar panels if qualifying energy efficiency projects are also implemented.
Funds other energy-related projects
Alterations necessary to complete the energy efficient project may be included.
Other Program Requirements
Contractors
Must be program-approved
Financing Approval Time
Within 24 hours - Preliminary
Equity in Property Needed
No

Other Variations of this product

emPower Central Coast

Property Types
Sponsor Santa Barbara CountySanta Barbara County
Financing Type Unsecured loanUnsecured loan
Term (years) 6 - 15 year(s) year(s)6 - 15 year(s) year(s)
Rate (APR) 3.9% - 12.49%5.9% - 14.49%
Min. Amount $5,001$5,001
Max. Amount $30,000$30,000
One-time Fees NoNo
Ongoing Fees NoNo
Description The EmPower Home Upgrade Loan was created in partnership with Ventura County Credit Union to offer qualifying Santa Barbara County homeowners access to loans to finance energy efficiency and solar projects with low interest rates and no closing costs or fees. The EmPower Home Upgrade Loan was created in partnership with Ventura County Credit Union to offer qualifying Ventura County homeowners access to loans to finance energy efficiency and solar projects with low interest rates and no closing costs or fees.

Other Products By This Lender

Lender: Ventura County Credit Union

Contact Phone: (805) 568-3566