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Finance Product Details

Greenstreet Lending HELOC
Lender: Greenstreet Lending HELOC
Website: https://www.umpquabank.com/GreenStreet/
Phone: (866) - 4UMPQUA
Product Description
Umpqua Bank offers a GreenStreet Lending Home Equity Line of Credit (HELOC) that helps homeowners put their home's equity to an energy-smart use by financing energy efficiency projects and renewable energy systems. With a HELOC, the customer is “pre-approved” for a maximum amount of financing and may draw down on that credit line over a period of time. The GreenStreet HELOC allows a 10 year draw period, while repayment is over 20 years, giving the HELOC a total 30-year term. In addition, there is an optional lock-in feature to convert all or part of the balance from a variable rate loan to a fixed rate term loan.
Miscellaneous Information
Only primary residences are eligible for financing.

Rate is determined by market rate plus an additional percentage.

With the GreenStreet HELOC, homeowners can finance other home improvements so long as 51% of the total project costs are for GreenStreet approved expenses.
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Verified by Lender on: 8/24/2015
The data provided is for informational purposes only. For actual loan terms specific to borrowers, contact the lender directly.
Property Types
Sponsor:
Financing Type
Secured
Financing & Payment Information
Rate (APR):
Market Rate
Term (years):
5 - 30 years
Minimum Amount:
$5,000
Maximum Amount:
$150,000
Fees:
None
Down Pmt. Required:
No
Re-pmt. Method:
Off-bill loan (Direct to Lender)
Pmt Frequency:
Monthly
Pre-pmt Penalty:
No
Allowable Projects
Funds Energy Efficiency projects
Funds Renewable Energy projects
Funds other energy projects
51% of the total project costs must finance GreenStreet approved expenses.
Funds other energy-related projects
51% of the total project costs must finance GreenStreet approved expenses.
Funds other non-energy projects
Up to 49% of the loan amount can finance non energy related projects and expenses.
Other Program Requirements
Financing Approval Time
24-48 hours
Equity in Property Needed
Yes

Other Products By This Lender

Lender: Umpqua Bank

Greenstreet Business Improvement Loan
Website: https://www.umpquabank.com/GreenStreet/
Contact Email:
Contact Phone: (866) - 4UMPQUA
Greenstreet Lending Personal Loan
Website: https://www.umpquabank.com/GreenStreet/
Contact Email:
Contact Phone: (866) - 4UMPQUA
Greenstreet Commercial Real Estate Improvement Loan
Website: https://www.umpquabank.com/GreenStreet/
Contact Email:
Contact Phone: (866) - 4UMPQUA