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Finance Product Details

SMUD's Residential Secured Loan (Title 24 AC or Heat Pump)
Lender: SMUD's Residential Secured Loan (Title 24 AC or Heat Pump)
Product Description
SMUD offers secured loans for qualified SMUD ratepayers who install a central air conditioner or heat pump in their home. To be eligible for the loan, home owners must apply for and receive the corresponding rebate from SMUD.
Miscellaneous Information
To access a list of SMUD's participating contractors, visit
Verified by Lender on: 8/5/2015 0
The data provided is for informational purposes only. For actual loan terms specific to borrowers, contact the lender directly.
Property Types
Financing Type
Financing & Payment Information
Rate (APR):
5.99% - 7.99%
Term (years):
15 years
Minimum Amount:
Maximum Amount:
One-time fees
Down Pmt. Required:
Re-pmt. Method:
Off-bill loan (Direct to Lender)
Pmt Frequency:
Pre-pmt Penalty:
Allowable Projects
Funds Energy Efficiency projects
Other Program Requirements
Must be program-approved
Financing Approval Time
Within 24 hours
Equity in Property Needed