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Finance Product Details

SMUD's Residential Unsecured Loan (Title 24 AC or Heat Pump)
Lender: SMUD's Residential Unsecured Loan (Title 24 AC or Heat Pump)
Product Description
SMUD offers unsecured loans for qualified SMUD ratepayers who install a Title 24 qualified central air conditioner or heat pump in their home. Products must meet SMUD's minimum efficiency standards to be eligible for financing.
Miscellaneous Information
To access a list of SMUD's participating contractors, visit
Verified by Lender on: 8/5/2015 0
The data provided is for informational purposes only. For actual loan terms specific to borrowers, contact the lender directly.
Property Types
Financing Type
Financing & Payment Information
Rate (APR):
7.99% - 9.99%
Term (years):
15 years
Minimum Amount:
Maximum Amount:
One-time fees
Down Pmt. Required:
Re-pmt. Method:
Off-bill loan (Direct to Lender)
Pmt Frequency:
Pre-pmt Penalty:
Allowable Projects
Funds Energy Efficiency projects
Other Program Requirements
Must be program-approved
Financing Approval Time
Within 24 hours
Equity in Property Needed