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SMUD's Residential Unsecured Loan Home Performance Program
Lender: SMUD's Residential Unsecured Loan Home Performance Program
Product Description
SMUD offers unsecured loans for qualified SMUD ratepayers who install energy projects through their Home Performance Program. The loan requires the installation of multiple eligible energy efficiency home improvement measures to be installed on the property and to result in a minimum 10% electric savings.
Miscellaneous Information
To access a list of SMUD's participating contractors, visit
Verified by Lender on: 8/5/2015 0
The data provided is for informational purposes only. For actual loan terms specific to borrowers, contact the lender directly.
Property Types
Financing Type
Financing & Payment Information
Rate (APR):
5.99% - 7.99%
Term (years):
15 years
Minimum Amount:
Maximum Amount:
Down Pmt. Required:
Re-pmt. Method:
Off-bill loan (Direct to Lender)
Pmt Frequency:
Pre-pmt Penalty:
Allowable Projects
Funds Energy Efficiency projects
Funds Water Efficiency projects
Funds other energy projects
Water efficiency measures may be financed.
Other Program Requirements
Must be program-approved
Financing Approval Time
Within 24 hours
Equity in Property Needed